I was hit by a cager and the adjuster wanted me to take it local. I said no way and that i was going to bring it to my local dealer which was actually 3 hours away from where i was hit. The adjust came out with the figure of 4,300 for repairs. I brought it to the stealership and they came up with 2000 for repairs. Apparently harley is getting lazy because they were off over 2,000 bucks. we went with the adjusters figures plus and minus a few parts. the adjuster gave me money for handlebars, radiator unit, and chrome swing arm. Handle bars and radiator were fine(as of now still in shop) and the swing arm had a little dent in it, very small and covered by the stock pipes. I said forget about all 3 parts saving me around 1,100 bucks. The stock pipes run around the same as aftermarket pipes, so i went with V&H 2 in 1 in 2 power shots for like 50 dollars more and the 150 for the download and new filter. so 200 dollars more for better performing and louder mufflers. They're also good because i didnt sacrifice much on appearance because everyone knows the stock pipes are sexy as can be.
My other recommendation is to ask for all parts from the crash. I have saved all mine and i can use them for replacements and im able to sell for a couple bucks here and there.. i have 7 piece set of tins that if i didnt keep then i would be 300 bucks in the whole. my best recommendations.