After a lot of deliberation and careful consideration, I decided to make a Command Decision...
I asked my wife.
She doesn't know any of you, so there is no prejudice. She came in, studied each photo several times, narrowed it down to 5 favorites. Then she asked the most ridiculous question; "Is this a bike contest or a calendar contest?"
She finally gave the nod to #11 over #6 (the same two finalists that I had!!!) without any input from me.
So, that is who we voted for- #11 Frank.
Her reasoning was the same as mine; his photos are both outstanding and would look the best on a calendar.