Originally Posted by Sled Dog
All good info! As a new rider I'm trying to soak up all this information. Its good hearing that all you guys that have ridden thousands upon thousands of miles are so safety conscious.
There are a lot of conditions to consider when riding, even straight roads. Had the displeasure of being struck by lightning once, freakiest experience had yet. The light is stunnigly white and the current is let's say mind altering to a degree. When I see lightning now, I head for shelter because it is a force much larger than I.
Its a pisser when insurance companies total a bike out. If mine were totalled, I wonder what I'd get for a 02 A model with 95,000 miles.......
I know I'd be bloodied for sure. The worst part is they have not reduced the theft portion cost either.
Insurance companies should be mandated by law that when a vehicle, bike or what ever they insure ages so to should the policy face cost with the exception of medical. Then when you consider the ever increasing costs of medical....damn, the industry has everyone over a rail and having their way with them.
Was quoted 3,000 a month for medical. Amazing how scare tactics are used. People shake their head in disbelief of being uninsured.
Hell, 50 years ago no insurance was required for health care, nor was there such a thing as health insurance. With that, the industry practices seem to predatory to some degree, as once they have you, they have you lock, stock and barrel.
Then they pull the dereciation stunt, but hey, what about my policy costs remaining constant while you were depreciating my ride?