Insurance Screw-up - All R owners READ!!! [Archive] - 1130cc.com: The #1 Harley Davidson V-Rod Forum

: Insurance Screw-up - All R owners READ!!!


Speedy818
05-04-2005, 12:09 PM
So I'm getting my R Saturday - I call Harley Insurance - since they handled my last bike.

Speak with a woman there who had NO idea what was going on - and although I've gotten quotes before on this bike - I had to finalize with the VIN - Not only did I get the "2006 Bikes don't come out until September" nonsense. She asked what the engine size was, I said, "69" - "What's that in CC's?" "Umm, 1130, I think".

She says, "Oh it has it here, it's 1250".

Me: "No, it's 1130, just like the VRSCA & B"

Her: "No, we do lots of research and this is what's right"

Me: "No, the CVO V-Rod is 1250 - it has the big bore kit"

Her: "This is what it says in the NADA book, it has to be right".

Me: "It's not"

Her: "Well, what do you want me to do?"

Me: "Put in the Engine size that's right - just like the VRSCA"

Her: "That's 1132"

ME: "Fine - whatever" (Exasperated at this point)

Her: "Well, if I put in the 1132, then that counts as an engine modification, and you'll pay a higher rate".

Me: "Well, it's wrong. If I put the big-bore kit on there, it would be right - but it doesn't. It's stock."

Her: "I don't know what to tell you".

Me: "You're giving me a rate that's too high. It's not right - but go ahead I don't know what else you can do. I'll have to call Harley Customer Service tomorrow."

Her: "Well, I know I'm right."

Me: "How can you know you're right - you didn't even know this bike existed until I called you - your bosses aren't doing a very good job."

Fin


so anyways - we all need to call H/D Customer Service and complain about this - all of our insurance is 120 cc's too high. OR - we all deserve Big Bore kits.

What do you all think?

fehrc
05-04-2005, 12:34 PM
If they're going to charge you "big bore" insurance rates then insist on them shipping you the big bore kit! :D

V-Fred
05-04-2005, 12:38 PM
Call Foremost direct. See following thread:

http://www.v-rodforums.com/forums/showthread.php?t=18994&highlight=foremost

Indyv
05-04-2005, 01:19 PM
I just switched from Progressive to Foremost. It was a few hundred bucks less a year. You have more patience than me. I would have stopped at:

Her: "Well, what do you want me to do?"

I don't waste my time chasing people to give them my money anymore. If they don't act like they want it then I figure they don't. Piss on 'em.

Good Luck...

BiggerTwin
05-04-2005, 01:29 PM
I am with Progressive (now Drive) and was told I will save $6 a year when I put the Street Rod on and take off the Sportster. Go figure :rolleyes:

Alan

Speedy818
05-04-2005, 02:36 PM
Just got off the phone with them - They gave me a Dairyland quote that was $300 less than the Foremost one. SWEET!!!

Like Alan - I'm saving going from the Sportster to the Street Rod - I told my wife that I'm actually MAKING money by trading up!!! ;)

Plus, I figure then I can put the big-bore kit on there and everyone's happy!